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Lion

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| Sunday, May 30 2010 |

It'll be nice when...

The NYT finally goes tits up and ceases foisting this kind of nonsense on otherwise calm people.

The cliffs notes:

1) College student takes on ~$100,000 in student loans, so she can go to a "good school" and achieve a basket weaving degree with no real job prospects, and hence "has trouble" paying back the loans.

2) This is somehow the fault of Citibank for giving her the money.

The relevant blood-boiling excerpts:

Sallie Mae gets a pass here, in my view. A responsible grownup co-signed for its loans to the Munnas, and the company eventually cut them off.

But what was Citi thinking, handing over $40,000 to an undergraduate who had already amassed debt well into the five figures? This was, in effect, a “no doc” or at least a “low doc” subprime mortgage loan.

Right. So we're clear: Government run loan company giving unqualified borrowers tens of thousands of dollars: No problem.

Private (mostly) bank giving unqualified borrowers tens of thousands of dollars: Exploitation!!!111oneone.

Now let us review exactly why it is so difficult for this poor, exploited student to repay her loans:
Her mother can’t help without selling her bed and breakfast, and then she’d have no home. She could take her daughter in, but there aren’t good ways for her to earn a living in Alexandria Bay, in upstate New York.

Cortney could move someplace cheaper than her current home city of San Francisco, but she worries about her job prospects, even with her N.Y.U. diploma.

She recently received a raise and now makes $22 an hour working for a photographer. It’s the highest salary she’s earned since graduating with an interdisciplinary degree in religious and women’s studies.

Yeah, can't go live somewhere cheap, because evidently there are no photographers outside of San Francisco. Can't make more money, because the "super-mega-awesome degree from a prestigious university" is in Basket Weaving and carries with it absolutely no marketable skill set what so ever.

And all of this, mind you, is the fault of the eeeevil bank for giving her the loans, and the eeeevil university for not managing her finances for her.

Well, I have a suggestion: If you want to repay your debts, Ms. Basket Weaver, try journalism. It turns out they'll cut a check to just about any moron who can string together a thousand words on the eeeevils of capitalism over at the NYT. For a while, anyway. All you need to do is find some naive idiot like, say, yourself, and you can run the fabricated cause du jour up the flag pole for fun and profit!
posted by Mr. Lion @ 15:03 hours | comments (1)


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